Manage local and global spending more intelligently

Instantly create multi-currency Visa business cards with built-in controls and real-time visibility into spending through a unified dashboard

Multi-currency support
Real-time control panel
Advanced security controls
Overview of corporate spending
This month's expenses
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+12% year-on-year
Foreign currency spending
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-5% year-over-year
Active cards
**sheet
+3 photos
January
February
March
April
May
June
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Multi-currency corporate card EXP 12/25

Solve the pain points of enterprise expenditure management

Efficiently manage, track, approve and reconcile all types of corporate spending, both domestically and internationally.

Save time by automating processes with AI

Utilize advanced AI to automatically extract receipt and bill content, categorize expenses, and significantly reduce manual operations in workflows, thereby saving time and labor costs.

  • Intelligent receipt recognition and classification
  • Automate bill processing
  • Reduce manual operations by 80%

Track spending and complete payments in one place

Continuously optimize your tech stack with a single platform to track and approve spending, manage multi-currency funds, and make global payments.

  • Multi-currency fund management
  • Global payment solutions
  • Real-time spend tracking

No matter the size of your business, spend management is in the palm of your hand

Quickly complete card management and process approvals in minutes, and create enterprise-specific workflows to centrally manage spend across multiple global entities.

  • Quick card management
  • Customize the approval process
  • Multi-subject centralized management

Manage corporate spending globally

Businesses can unify their local and international business spending, pay to more than 150 countries and territories, and support card issuance in more than 40 markets.

  • 150+ countries payment support
  • 40+ market card issuance capabilities
  • Unified view of global spend

From procurement to payment, empower enterprises to efficiently manage global finances

The intelligent all-in-one platform reinvents your money flow for a seamless cross-border payment experience

Ninpay card

Support multi-currency corporate card and employee card issuance, and provide flexible and configurable spending control solutions.

Intelligent expense management

Monitor global consumption dynamics in real time, automate the reimbursement process, and improve the efficiency of approval and report generation.

Global Billing Hub

Unified processing of domestic and foreign supplier bills, realizing end-to-end digital management from upload, review to payment.

Seamless ecological connection

Automatically synchronize all transaction data to major financial systems such as QuickBooks, Xero, NetSuite, etc., eliminating information silos.

automation

AI-powered for smarter and more efficient spend management and payments

Revolutionize your financial management processes with AI, improving efficiency and reducing error rates

01

Intelligent data entry

Realize automated data entry and eliminate manual operations. Automatically extract bill and receipt data with artificial intelligence, reducing the high cost of manual entry errors.

02

Intelligent classification system

Automatically classify expenses and identify card spending providers based on your spending history, making spend management more efficient and accurate.

03

Bulk payment processing

With batch payments, multi-currency payments can be made to multiple suppliers at the same time, and its built-in automatic error correction function can effectively avoid payment failures.

One-stop platform

One platform for all your spend management needs

An integrated solution streamlines your financial processes, increases efficiency, and reduces errors

Manage employee and business spending

Centrally approve, track, and reconcile card spending, reimbursements, and bills.

Payments to suppliers can be completed in just a few simple steps

Use a multi-currency wallet to achieve instant payment worldwide.

Achieve real-time synchronization of approval, payment, and reconciliation data

Reduce errors caused by manual data transfer between different systems in the finance department during spend management.

Designed for growing businesses

Start with the first expenditure and embed intelligent management and control genes

✓

Take control of every purchase in real time

One-click setting of the card sub-limit, flexible adjustment of consumption permissions, and support second-level card locking to ensure the safety of funds.

✓

Intelligent approval flow and precise compliance control

Customize multi-dimensional approval rules to ensure that each expenditure is double-verified, and critical business expenditures are automatically triggered by supervisor review.

✓

Seamlessly connect with financial systems

Synchronize income and expenditure details in real time and intelligently match bill information. Preset expense accounts and supplier data, and complete batch payment directly through the XX platform.

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Enterprise card EXP 12/25
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Enterprise card EXP 12/25

Designed for multinational groups

The intelligent management and control platform helps enterprises achieve global strategic layout

✓

Seamlessly connect with mainstream financial systems

It supports multi-legal entity architecture and cross-border settlement, and is deeply integrated with ERP platforms such as SAP and Oracle

✓

Flexible configuration of the authority system

Customize the approval level and quickly set the job permissions and data access scope through visual tools

✓

Full-link capital risk control

Combined with biometric verification, intelligent anomaly warning, real-time transaction intervention and other functions, build an enterprise-level financial security firewall

Global treasury management solutions

Seamlessly connect cross-border and local capital needs

Multi-dimensional global capital control

With the help of an intelligent multi-entity collaboration platform, you can uniformly formulate and monitor fund usage strategies and compliance standards covering global branches and multiple currencies.

Global Suppliers Efficient payments

Through the self-built cross-border clearing channel and local real-time settlement system, it supports automatic payment to partners in 190+ countries/regions.

Cross-border travel expenses are settled quickly

After the compliant expense documents submitted by the employee are approved, the system automatically completes the multi-currency conversion and remits it to the designated account in real time.

Global deployment of smart enterprise cards

Provide real-time issuance of virtual/physical cards in 50+ countries/regions, and support 15+ mainstream currency wallets to flexibly switch consumption.