Ninpay card

Intelligently coordinate regional and balance of payments

Instantly activate a multi-currency commercial card, equipped with hierarchical control permissions, and update each transaction synchronously through the smart dashboard

Zero worries about global payments - multi-currency employee cards, transparent fees and more worry-free

Let enterprise employees directly use multi-currency account balances to consume. Create for free and activate immediately. Whether shopping online or in-store, at Visa Pay easily within network coverage.

One card travels all over the world

Equip team members with multi-currency employee cards, worry-free online and offline consumption, covering 200+ countries/regions.

Full transparency of fees

Directly deduct the account balance, 0 foreign exchange conversion fees, 0 hidden handling fees, and reduce costs by 30%+.

Smart exchange preferential treatment

The optimal exchange rate is automatically exchanged in real time, and the exchange rate is 1.5% lower than that of traditional banks.

Efficient financial control

Unified background management of global consumption flow, real-time budget monitoring, and shortening the reimbursement cycle by 80%.

Intelligently controlled enterprise payments

End the era of cumbersome reimbursement. Configure spending rules and control policies flexibly, customize multi-level approval processes, and generate, lock, or cancel cards at any time. Visualize the whole process of transactions, and synchronize financial dynamics in real time, all under control.

Enterprise card

Focus on daily business operations and project expenses

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Manage your business spend in one place

Track business card dynamics and transactions in one place to keep track of important company spending in real time.

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Reduce the risk of unnecessary spending

Avoid major expenses of personal advances to the company. Set limits per transaction, reducing the risk of unexpected overspending.

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Cards are shared by multiple team members

Easily manage and transparent your team's spend by giving multiple team members access to cards.

Employee card

Applies to employee expenses such as business trips, employee benefits, and team outings

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Frictionless travel payment experience

Enable employees to make multi-currency purchases across the globe, including virtual cards, physical cards, Apple Pay, and Google Pay.

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Easily manage employee spending

Set spending limits, manage budgets more efficiently, and limit specific merchant types as needed.

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Avoid lags in spending information

Stay on top of employee spend in real time. Each card has a clear payment record, ensuring that you can easily track every purchase.

Expense management

Smart cost control system reshapes the payment management experience

Equipped with AI-driven expense management function, employees can easily upload electronic bills, and managers can realize the whole process of digital approval, making every expenditure clear and controllable.

Employees submit expense invoices and vouchers in one place
Track your company's expenses in real-time
Online review and approval process
Travel expenses for the month
****
Budget Remaining: **** (22%)
Expenditure on office supplies
****
Previous Month: ↓**%
Pending Approval
**pen
Average processing time: ** days